happy users
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projects
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experience
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integrations

What is Self_CubeAI

Self_CubeAI is a microservice omnichannel platform for building all types of banks and financial systems, combining over 80 microservices, 27 AI products, and 1000+ features into a unified fintech ecosystem, with native support for Open Banking and Bank‑as‑a‑Service: open APIs, customer consent management, secure financial data exchange, and integration with external fintech services, payment systems, and ecosystem partners.

1Retail Bank
  • P2P, intra‑bank, and inter‑bank payments and transfers
  • Card and limit management
  • Personal Finance Management (PFM)
  • AI‑powered expense analytics and recommendations
  • Investment products and widgets
  • Customizable dashboard
2SME Bank
  • Bank for small and medium businesses
  • Account and statement management
  • Tax and regulatory reporting
  • Income and expense control
  • Business planning and budgeting
  • Customizable business widgets
  • Non‑financial services (contracts, checks, tickets)
3Investment Bank
  • Investment portfolio management
  • Risk and return analysis
  • Robo advisor for automation
  • Real‑time market analytics
  • Trading terminals and alerts
  • Exchange API integration
4Crypto Bank
  • Custody and crypto asset storage
  • Asset tokenization
  • Blockchain AML/KYC
  • Fiat - cryptocurrency exchange
  • DeFi integration
5AI Bank
  • Next‑generation autonomous AI bank
  • Voice banking
  • Autonomous AI agents
  • Automated task management
  • Predictive analytics
  • Personalized recommendations
6Digital Wallet
  • Multi‑currency accounts and balances
  • Instant P2P transfers
  • QR payments and NFC
  • Virtual and tokenized cards
  • Apple Pay / Google Pay integration
  • Cashback and loyalty programs

Cases

Digital WalletSeamlessly combines online banking and e-wallet features, turning it into a versatile tool for managing your finances.crypto, payments, loyalty/500 000 UsersSee more
MyInvest.ArtAI Based Investing Platform in Contemporary Artmarketplace, fintech, art, investment/15 000 investorsSee more
OTP BankRevolutionizes customer experience with seamless online banking and personalized services.fintech, banking, Investment/Over 2 million usersSee more
more cases

How we do it

Conduct research, design the system and develop a business model to ensure the project aligns with user needs and business goals.Research, Engineering, Design

Process and technology

Microservices
650 FUNCTIONS & 112 MICROSERVICES:
BusManagerBankProductButlerUserSettingsRegManagerAdminPaymentGateBankLimitDirectory+ 101 microservices more
Access
SECURITY SUBSYSTEM
API
A single front-end solution for implemented channels
MOB APP
WEB APP
WWW
RSPRemote Service Point
CHAT BOT
CALL CENTERPartnership with vendor
NOTIFICATIONE-mail SMS Push
DELIVERYCourier